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Row 3: you are at the point of joining yarn B, with last 2 lps of your sc on your hook, yo in yarn B and pull through both lps on the hook to complete the sc.
Beginning the Fpdc, yarn over, insert hook bet sts front to back, then around the post of the sc in the previous row inserting the hook back to the front of your piece.
Yo, 3 lps on your hook and then finish the st like you would any dc.