SKIRT PANEL INSERT:
ROW 1: With yarn and hook ch-2, sc 2nd ch from hook, ch-1, turn. (1 st)
ROW 2: 2 sc only st, ch-1, turn. (2 sts)
ROW 3: 2 sc next st, sc next st, ch-1, turn. (3 sts)
ROW 4: 2 sc next st, sc next 2 sts, ch-1, turn. (4 sts)
ROW 5: Sc 1st st, ch-4, sl next 2 sts, sc last st, ch-1, turn. (1 lp)
ROW 6: Sc 1st st, ch-4, sc next lp, ch-4, sc last st, turn. (2 lps)
ROW 7: Ch-7, sc next lp, ch-4, sc next lp, ch-4, sc last st, turn. (3 lps)
ROW 8: Ch-7, sc next lp, (ch-4, sc next lp) twice, turn.
ROW 9: Ch-7, sc next lp, sc ch-4, sc next lp, ch-4, sc same lp, ch-4, sc last lp, turn. (4 lps)
ROW 10-15: Ch-7, sc next lp, (ch-4, sc next lp) 3 times, turn.
ROW 16: Ch-7, sc next lp, ch-4, sc next lp, ch-4, sc same lp, (ch-4, sc next lp) across, turn. (5 lps)
ROW 17-18: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 19: Rep row 16. (6 lps)
ROW 20-21: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 22: Rep row 16. (7 lps)
ROW 23-24: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 25: Rep row 16. (8 lps)
ROW 26-27: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
Row 28: Rep row 16. (9 lps)
ROW 29-30: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 31: Rep row 16. (10 lps)
ROW 32-35: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 36: Rep row 16. (11 lps)
ROW 37-40: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 41: Rep row 16. (12 lps)
ROW 42-45: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 46: Rep row 16. (13 lps)
ROW 47-48: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 49: Rep row 16. (14 lps)
ROW 50-51: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 52: Rep row 16. (15 lps)
ROW 53-54: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.
ROW 55: Rep row 16. (16 lps)
ROW 56-57: Ch-7, sc next lp, (ch-4, sc next lp) across, turn.